Onboarding follows the vision provider

The wizard's fresh config.toml now carries both [vision.*] blocks, and
its credential pass reads the ACTIVE provider before prompting: an
anthropic setup asks for ANTHROPIC_API_KEY as before, a keyed
openai-compatible endpoint asks for its configured key_env instead,
and a keyless local runtime says so and asks for nothing. Doc sweep
for the same: README's stage list and knobs line, CLAUDE.md's config
summary (which still claimed username lived there), the Help flow's
"Claude vision" wording, and .env.example's ANTHROPIC_API_KEY note.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_016jXZFSTZQKzAC8fqpWSz9g

tests/test_init.py

@@ -147,3 +147,46 @@ def test_env_file_is_owner_only_from_creation(tmp_path, monkeypatch):
     _clear_env(monkeypatch)
     _run(tmp_path, answers={"BGG_API_TOKEN": "tok-123"})
     assert _os.stat(tmp_path / ".env").st_mode & 0o777 == 0o600
+
+
+def test_vision_key_prompt_follows_the_configured_provider(tmp_path, monkeypatch):
+    _clear_env(monkeypatch)
+    monkeypatch.delenv("MY_VISION_KEY", raising=False)
+    # a local, keyless openai-compatible setup: no Anthropic prompt at all
+    (tmp_path / "config.toml").write_text(
+        """
+vision_provider = "openai-compatible"
+
+[vision."openai-compatible"]
+base_url = "http://localhost:11434/v1"
+model = "qwen2.5vl:7b"
+key_env = ""
+"""
+    )
+    report = _run(tmp_path, interactive=False)
+    assert "ANTHROPIC_API_KEY" not in report.keys_missing
+
+    # a keyed endpoint prompts for ITS env var instead
+    (tmp_path / "config.toml").write_text(
+        """
+vision_provider = "openai-compatible"
+
+[vision."openai-compatible"]
+base_url = "https://openrouter.ai/api/v1"
+model = "some/vision-model"
+key_env = "MY_VISION_KEY"
+"""
+    )
+    report = _run(tmp_path, interactive=False)
+    assert "MY_VISION_KEY" in report.keys_missing
+    assert "ANTHROPIC_API_KEY" not in report.keys_missing
+
+
+def test_fresh_config_template_carries_both_vision_blocks(tmp_path, monkeypatch):
+    _clear_env(monkeypatch)
+    _run(tmp_path, interactive=False)
+    from bggpipe.config import load_config
+
+    cfg = load_config(tmp_path / "config.toml")
+    assert cfg.vision_provider == "anthropic"
+    assert cfg.model == "claude-sonnet-5"  # active block applied cleanly